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Personal Umbrella Insurance in Georgia

To really feel secure about protecting your assets and your future, you may need the extra level of protection provided by a personal umbrella liability insurance policy.

What’s Peace of Mind Worth to You?

An umbrella policy provides additional layers of liability protection. A personal umbrella can help protect your income and assets if you injure someone or damage their property and are legally obligated to pay for the damage.  If the liability limits are exhausted on your home, auto, or other underlying insurance policy, your umbrella insurance policy takes over and provides you with additional protection. The cost is minimal compared to the comfort of knowing you’re covered.

Do You Have Enough Liability Insurance?

Imagine what would happen if your dog was to bite a neighbor’s child, if there was an accident on your rental property, or if your newly licensed driver hits a pedestrian. What would happen if a fire in your condo spread to other units?  If any of these things happened to you, there’s a good chance that your current liability limits wouldn’t be adequate to protect your assets, or your future earnings. It is quite common to hear about lawsuits nowadays, so it is recommended you make sure your liability limits are adequate to protect you.

Liability Insurance Starts When the Others Stop

Once the liability limits are exhausted on your home, auto, or other policy, your umbrella policy takes over and provides a second layer of protection of at least $1,000,000.  Higher limits may also be available. Talk with us at Shaw Insurance & Associates, Inc. in Woodstock, GA to determine the right amount of coverage for your needs.

Broad Coverages

An umbrella insurance policy also pays some claims not covered by your home, auto, or other underlying insurance. The policy covers not just you, but also your spouse and all family members living in your household, anywhere in the world. Legal defense fees are also paid.

The right coverage for you is unique – talk to us at Shaw Insurance & Associates, Inc. to find out how to protect yourself, your family and your future with the right personal umbrella insurance for you. Just call 770-479-0985 to speak with one of our agents and determine the right coverage for you.

 

For more information about personal umbrella insurance or for a quote please call Shaw Insurance & Associates, Inc. at 770-479-0985.

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